If you’ve been injured in a car accident, you may think that you don’t need an attorney. You probably assume that you’ll just file a claim with your car insurance and with the insurance of the at-fault driver, give a statement, and you’ll be fairly compensated for your medical bills, your time, lost wages and pain and suffering. Unfortunately for you – and for the millions of people hurt in crashes each year – you are wrong.
Insurance companies do not have your best interests at heart. Even your own insurer, to whom you pay premiums, is looking out for its shareholders first and foremost. For insurance companies, their bottom line is their biggest priority. They can and will “lowball” you in order to settle your claim quickly and cheaply. This will mean that you might not have all your medical expenses covered, particularly if you end up needing treatment at a later time (for chronic pain, wounds that won’t heal, re-injuries or scar revision, just to name a few possibilities).