If you are like most drivers in the San Diego metropolitan area and Southern California, you probably carry an uninsured/underinsured motorist (UM/UIM) coverage in your auto policy. In the event of an accident caused by a negligent uninsured or underinsured driver, it often comes as a shock to learn how tough your own insurance company can be when paying a claim. Despite years of paying as a loyal customer, you will suddenly be treated as a hostile claimant, almost as if you caused the accident yourself.
Underinsured Motorist Claims Are Often Difficult To Settle For A Full Amount
We are the motor vehicle accident personal injury lawyers of O'Mara & Padilla, Attorneys at Law, in Encinitas. If you have been injured in an accident caused by a negligent uninsured or underinsured driver, turn to us for help. We understand the ins-and-outs of the auto insurance personal injury claims process. We will aggressively work to secure records and reports needed to help you obtain the full and fair damages you are entitled to from your UM/UIM coverage.
It's been estimated that nearly one-quarter of the drivers on the road in California don't have any auto insurance, and that far too many are underinsured. What happens if you are driving and get in an accident with a UM/UIM driver? Or if you're a pedestrian hit by a driver with no insurance? The same question arises for passengers of buses and taxis in collisions with a driver who has not bothered to get auto insurance coverage, and victims of a hit-and-run accident — who pays for the medical bills and/or damage to a vehicle caused by an uninsured driver?
Learn more about California Uninsured/Underinsured Motorist Law.
Ask Our Attorneys About Uninsured Motorist Insurance
If all this sounds a bit complex to you, you're not alone. We are experienced dealing with auto insurance companies, insurance policies (with and without uninsured motorist coverage) and legal claims arising from motor vehicle accidents. Feel free to contact us today with questions; we're happy to provide a complimentary consultation.
Contact Us To Talk To One Of Our Uninsured Motorist Lawyers In Encinitas
Call us for a free consultation about your UIM accident injury or wrongful death claim right away. Don't try to file a claim until you know what your policy offers in the way of coverage. Call us at 858-480-6182 or contact us by email for a free consultation.